MiFi: Because Financial Literacy shouldn't be Boring

Hey you, Today's topic is all about a mindset shift that separates "I'm trying" from "I'm thriving".  If you want to build actual wealth, you need to treat savings and investment as a non-negotiable bill.  Same way you wouldn't "forget" to pay your WiFi or the electricity bill, you shouldn't be forgetting to pay yourself first. Here's the Trap most people fall into: Money comes in, right Spend on bills, food, outings, etc. Then save " whatever's left ". Spoiler Alert : Is there ever anything left really? Because life 😔😒 The MiFi way (obviously the smarter way) Money comes in Immediately set aside money for Savings and Investment. Then you can vibe with life... responsibly. Treat savings and investment as an expense you owe yourself. Because future you is depending on current you to stop playing . So, How much should you save? Honestly speaking, Start with what works for you and one that's doable: 10% if you...

Hey, Welcome back, or if you landed here mid-scroll then welcome for the first time. I know I said we're gonna break down finance bro lingo but let's take it slow. Firstly, we need to talk about you. What do you want? Like fr, why do you even care about money? Is it for freedom? For soft life? For finally buying a new car? Or to finally be able to hand in that resignation letter and live in peace? Why do you need goal (No, we're not just winging it) Setting financial goals is like turning on a Google Maps. It helps to direct you where you want to go and without them you'll just be cruising over the idea and not really have an end point. And not to burst your bubble but that's how you end up saying you get money but don't have savings or investments. Goals help you to; Stay focused especially when there's that one unnecessary purchase that could've been turned into an investment instead. Track your wins (so you feel great when you only saved 20k) Avoid ho...

I figured I should disclose this earlier on (even though it's just me). I'm Tanzanian so every reference and currency type I will use will be Tanzanian. It may probably change when we get to a wider scope of investing but for now, that's it.  Okay Byeeeee, Your WalletWhisperer💅📈

You've probably heard people say things like: "You should start investing..." But you're sitting there like: "With what money, bestie?!?" Honestly, I feel you. Lemme let you in on a not so secret secret: You don't need to be rich to start investing. You don' need a finance degree. You don't need to wait till "you've figured it out " or "be at a stable place." You just need to start with whatever you have got.  Let's break it down fr; What is investing? It's where you put your money into something so it can grow over time. That's basically it. "Oh, I need to have a large sum so I can start investing" No you literally don't. You can start investing with a sum of as little as Tshs 5,000.  Why should you care?    Because letting your money rot in a bank account hoping it to grow while the bank charges you for minor things you don't notice means the money is not doing anything for you. Investing is...

  Hey you! (Yes, probably just me for now 👀) Welcome to MiFi  aka "Because financial literacy shouldn't be boring." This little corner of the internet was created so we (me and maybe you?) can figure out this whole money stuff together, but in easy mode . Wanna start investing but have no idea where to begin? Curious about what the stock market even is, or why people throw around terms like "market cap" and "index" like they're discussing weekend plans? Yeah, same. And honestly, I’m tired of pretending to understand when finance bros start flexing on dates like “Well, my ETF is outperforming the index…” Like sir, what? So, this blog is for us, whether it's just me, or a whole crew one day, to break it all down, learn the lingo, and slowly start leveling up. We’re talking money moves, savings hacks, investing basics, and maybe even becoming the ones who do get what the market's doing. No pressure. No jargon. Just real talk. Let’s l...