MiFi: Because Financial Literacy shouldn't be Boring

So It's time to get into it. Last time I promised we'd start dipping our toes into the investment world, and finally, this is that post. Because hear me out: You do not need to be rich, a finance bro, or someone who "does forex" for fun.  You just need   intention , consistency and a little bit of  "I got this." Soo... how do you actually start investing? Let's break it down like we're talking over iced coffee: Step 1: Get Clear on Why You're Investing Before you throw money at anything, ask yourself: Is this for retirement? Buying a car/house someday? Just want to grow your money at a faster rate than how it's growing in a savings account Your goal will shape where your money should go. Short-term? Low-risk stuff Long-term? Maybe a little more risk and ride the wave. Step 2: Choose Your Starter Tool If you're new, don't even think about picking individual stocks yet. Let's start with the simple and boring things that actually w...

So you've decided to save first like a responsible adult. Cue applause. But now you're staring at that money like: "Okay...what now?" Let's talk about where that cash should actually live, because your money needs a home that can nurture it and make it grow. We're gonna go through a few Rules to follow and pick it up from there. RULE #1: Don't mix your Savings and Investments They're cousins but not roommates. They are related, but both serve different purposes. Savings = Safety Net This is money you might need soon or unexpectedly. Emergency Fund (broken phone, random outings or even medical drama) Short-term goals (travel, skin care package, a new laptop, etc) Where to keep it? High-Yield Savings Account,  eg M-Wekeza A savings app/account with withdrawal limits,  eg WADU account from TCB Bank A Tip: Keep it easy to access but not too easy. You don't want to see your emergency fund during a random shopping scroll on AliExpress. Investments = Futu...